Benefits and Services for Veterans Over 55 Years
The Texas Veterans Commission (TVC) works to ensure that veterans, their dependents, and survivors access the federal and state benefits they have earned by offering free assistance including claims filing, job support, health care advocacy, mental health connections, education benefit guidance, entrepreneur consultation and other comprehensive services.
A veteran has additional resources available as they age. Some aging veterans have never claimed their benefits. Others have passed away, leaving spouses who may be eligible for benefits. The wide variety of benefits available to U.S. military veterans include disability compensation, pension, education and training, health care, home loans, insurance, burial benefits, and more.
See 2024-TVC-State-Benefits.pdf [PDF, 2.76 MB] for an overview of the state benefits available to all veterans. Here you will find the 2025 Federal Benefits for Veterans, Dependents, Survivors, and Caregivers [PDF].
Here is an overview of benefits and services available to veterans aged 55 and older in Texas. Need a printed copy? Here is a flyer version of the services that you can print or save for future use. Click Here for Flyer [PDF, 5.50 MB]
The PACT Act And Your VA Benefits | Veterans Affairs
Because of the 2022 PACT Act, more veterans are eligible for disability compensation and VA healthcare.
In 2024, the Department of Veterans Affairs (VA) added more presumptive conditions to the Pact Act. The VA automatically assumes service connection for presumptive conditions and provides benefits accordingly. The VA encourages eligible Veterans with previously denied claims to reapply.
The TVC can help with all VA disability claims and appeals, pensions and other compensation. Veterans can make an appointment that is either in person or on the phone.
Claims Appointments ⋆ Texas Veterans Commission
Claims Benefits Advisors also work with family members and survivors. If a veteran dies of a VA presumptive condition, the surviving spouse (SS) can file for Dependent Indemnity Compensation (DIC)- even if the veteran never filed a claim with the VA.
Two VA programs provide certain elderly veterans with an additional monetary amount if they are eligible for or receiving a VA Pension.
Aid and Attendance (A&A) is an increased monthly pension amount paid if veterans meet one of the conditions below:
- Need help with daily activities
- Bedridden
- Nursing home patient related to disability
- Limited eyesight
Housebound is an increased monthly pension amount paid if the veteran is confined to the home because of a permanent disability.
Veterans cannot get A&A and Housebound benefits at the same time.
Learn more about these benefits here: Aid & Attendance Housebound Benefits
Geriatrics is health care for elderly veterans with complex needs. Extended care – also known as long term care – is a program for veterans of all ages who need the daily support and assistance of another individual. Older veterans can receive geriatric and long-term care programs at home, at VA medical centers, or in the community.
The VA also offers caregivers support:
- Legal and Financial Planning Services Legal and Financial Planning Services – VA Caregiver
- The VA Program of Comprehensive Assistance for Family Caregivers (PCAFC) offers enhanced clinical support for family caregivers of eligible veterans, as well as a monthly stipend.
Eligible primary and secondary family caregivers can receive these benefits:
- Caregiver education and training
- Mental health counseling
- Travel, lodging, and financial assistance when traveling with the veteran to receive care
- A monthly stipend (payment)
- Access to health care benefits through the Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA)—if they don’t already qualify for care or services under another health care plan
- Learn more about CHAMPVA
- Apply for Caregiver Assistance
Life insurance
The VA now has a new Life Insurance policy called VALife. Since January 2024, any veteran, even if they have no Service-Connected conditions, can apply for a VA whole life policy in $10,000 increments up to $40,000 until age 80. There are additional requirements over the age of 80. See Veterans Affairs Life Insurance (VALife) | Veterans Affairs for more information and the rate charts.
Upgrading a discharge
Veterans who were discharged with less than Honorable can apply for a discharge upgrade.
https://www.va.gov/discharge-upgrade-instructions/
TVC Claims Benefits Advisors or a Veteran County Service Officer (VCSO [PDF]), can also provide guidance.
Learn more about services for older veterans from the VA on this website.
Home and land loans
The VA direct home loan and VA-backed home loan can be used by veterans, service members and survivors. These loans may offer better terms than a traditional loan. Nearly 90% of VA backed loans are made with no down payment.
Eligibility For VA Home Loan Programs | Veterans Affairs
Through the Texas Veterans Land Board (VLB), the state of Texas offers qualified veterans low interest loans to buy homes and land. The VLB also offers home improvement loans.
Property Tax Exemptions
Eligible disabled veterans and surviving spouses may exempt a portion of their property’s total value. A disabled veteran awarded 100% disability compensation or unemployability due to a service-connected disability may be eligible for a total property tax exemption on their residence homestead. An unremarried surviving spouse may also receive the exemption.
For more information on property tax exemptions, visit this Texas Comptroller webpage.
https://comptroller.texas.gov/taxes/property-tax/exemptions/index.php#veterans
TVC Grant-Funded Services
The TVC grant program awards reimbursement grants to eligible nonprofit organizations, local government agencies, and veterans service organizations that provide direct services to Texas veterans and their families.
Our grantees are in various cities across Texas and provide a wide array of services than can benefit older veterans including:
- Home modifications for accessibility, critical repairs, weatherization
- Financial assistance
- Transportation programs to medical appointments and other needs
- Support services, including meal services and assistive technology
You can find help in your area here: Grant-Funded Services Directory Archives ⋆ Texas Veterans Commission.
The VLB operates 10 long-term care homes for veterans in Texas. Eligible veterans with a 70% or higher disability rating may live in the homes for free.
Texas Health and Human Services (HHS) Office of Aging Services has a number of services available for Texans aged 60 and older and support for caregivers.
There are Area Agencies on Aging (AAA) and Aging and Disability Resource Centers (ADRC) offices across the state.
AAAs can connect the veteran to resources and services for people aged 60 and older, their caregivers, family members, and grandparents raising grandchildren.
Services are mostly aimed at older people with low incomes, those living in rural areas, and those belonging to minority groups. Caregivers of older veterans may also benefit from the information and connections the state supplies.
Some of the services offered by the Area Agency on Aging (AAA) include:
- Information, referral and assistance
- Benefits counseling and legal assistance
- Caregiver support services
- In-home support services
- Nutrition services
Call 800-292-9240 to connect with the AAA office in your area.
If you are not sure how HHS can help you, call 855-937-2372 to talk to a trained professional.
ADRCs help cut through funding sources, and eligibility processes, helping families get the information they need to find help with long-term care services. Whether the veteran or spouse stays at home or moves into an assisted care facility or nursing home, ADRC can help find solutions.
Qualified veterans who continue to live at home may receive personal care services, medical supplies or equipment, and transportation services. There are also services to provide support for the caregivers. Find an ADRC | Texas Health and Human Services or call 855-YES-ADRC (855-937-2372).
Eligibility For Burial In A VA National Cemetery | Veterans Affairs
Veterans and some family members can apply for burial in a Veterans National Cemetery. The link above provides information on eligibility.
Eligible veterans, their spouses and dependents may be buried in a Texas State Veterans Cemetery. The cemeteries are managed by the VLB. There are five state veteran cemeteries in Texas.
Burial benefits at Texas State Veterans Cemeteries are identical to those for VA National Cemeteries.
Veterans cannot reserve a burial space, but they can pre-register. The cemetery will verify eligibility and maintain a copy of the registration documents so that the next of kin doesn't have to worry about them at their time of loss.
Veterans Burial Allowance And Transportation Benefits | Veterans Affairs
Survivors, you may be eligible for veteran's burial allowances if you are paying for the burial and funeral costs and you will not be reimbursed by any other organization, like another government agency or the veteran’s employer.
If you are eligible, you may receive these benefits:
- VA burial allowance for burial and funeral costs
- VA plot or interment allowance for the cost of the plot (gravesite) or interment
- VA transportation reimbursement for the cost of transporting the Veteran’s remains to the final resting place
The VA provides burial benefits for all legal burial types, including cremation and burial at sea.
Eligibility depends on service-connected circumstances of death.
Health Care Advocacy ⋆ Texas Veterans Commission
TVC Health Care Advocates help veterans enroll in VA health care. Even if the veteran has been out of the service for years and never enrolled in the VA, they should enroll so they will be in the system. As veterans age, they may find that some of the VA health care benefits are just what they need. For eligible veterans, coverage may include hearing aids, therapy and rehabilitation, vision and dental care.
Because of the PACT Act, millions of veterans are now eligible for VA health care.
Once the veteran is enrolled in the VA, TVC Health Care Advocates can help with:
- Appointments
- VA billing issues
- Prescription/pharmacy Assistance
- Care in the Community / MISSION Act assistance
- X-rays, or lab tests
- Other VA health care Issues
Education
A military veteran does not age out of the GI Bill, but there are specific timelines and rules depending on their eligible version of the GI Bill.
G.I. Bill® ⋆ Texas Veterans Commission
Post-9/11 GI Bill
No expiration for recent service: if a veteran's last discharge was on or after Jan. 1, 2013, their Post-9/11 GI Bill benefits have no expiration date due to "Forever GI Bill" provisions.
15-Year time limit (prior service): Veterans discharged before Jan. 1, 2013, have 15 years from their date of discharge to use their benefits.
Montgomery GI Bill (MGIB)
10-Year time limit: Veterans generally have 10 years from their date of discharge to use Montgomery GI Bill benefits.
Vocational Rehabilitation and Education (VR&E)
Age consideration for VR&E: This program is focused on employment, so eligibility is typically limited to those who can still reasonably enter or re-enter the workforce.
If a veteran thinks their GI Bill eligibility may have expired or they’re unsure about their benefits, they can contact the VA or a Veteran Service Officer for assistance.
Hazlewood Act Tuition Assistance
The Hazlewood Act is a State of Texas benefit that provides qualified veterans, spouses, and dependent children with an education benefit of up to 150 hours of tuition exemption, including most fee charges, at public institutions of higher education in Texas. This does NOT include living expenses, books, or supply fees.
Eligible veterans must have entered the US military in Texas, or designated Texas as their home of record or were a Texas resident at the time of entry in the military.
Eligible Veterans may transfer unused hours of exemption to a child under certain conditions.
Also, if specific conditions are met, qualified spouses and dependents of veterans may be eligible for their own Hazlewood benefit. These conditions include the service member’s 100 percent disability rating, if the service member was Killed in Action, or declared Missing in Action.
Hazlewood Act ⋆ Texas Education Benefit ⋆ Texas Veterans Commission
Employment
Employment ⋆ Texas Veterans Commission
TVC Veteran Career Advisors (VCA) assist eligible veterans, spouses, and transitioning service members by providing individualized career services, resulting in meaningful employment. These services include job coaching, resume services, and job application assistance, among others.
VCAs work with community partners to supply supportive services helping veterans overcome barriers to employment including homelessness, childcare, and medical needs. With supportive services in place, our VCAs help veteran clients translate military experience into civilian skills and match them to suitable opportunities through employer relationships built by our Veteran Employment Liaisons (VEL). These VELs host employer workshops, local and statewide career fairs, and work with employers to expand job opportunities for veterans.
Family Career Advisors and Rural Veteran Career Advisors provide expanded services to additional populations and extend services into rural communities.
VCAs partner with the Workforce Center and other local resources to assist older veteran jobseekers. These resources include the US Department of Labor, AARP - American Association of Retired Persons, and other senior agencies.
Older Worker Program Finder in Texas | CareerOneStop
Jobs for Seniors in Texas | RetirementJobs.com
Jobs for older workers, experienced workers and job changers
SCSEP - Senior Community Service Employment Program
Entrepreneurs
Veterans of all ages can count on TVC veteran business consultants to help them start or grow a business.
Entrepreneurs ⋆ Texas Veterans Commission
Free consultation services include:
- Business plans
- Financing your business
- Marketing research and strategies
- Government contracting
- Veteran Verification Letters
- Veteran-Owned Business Logo
- Exit strategies
Referrals
- Connect veteran entrepreneurs with specialists in all aspects of business.
- Offer referrals to 3rd party lenders who may offer non-traditional options for financing.
Outreach & Education
We connect veteran entrepreneurs and small business owners with our business resource partners including:
- SBA – Small Business Administration
- SCORE – Service Corps of Retired Executives (SCORE, a 501(c)(3))
- SBDC – Small Business Development Center
- Other services dedicated to the business success of veterans and their families.
TVC’s Mental Health Department (VMHD) ensures access to competent mental health services for all service members, veterans, and their families, regardless of age.
VMHD accomplishes this by resource connection, training, certification, and technical assistance across Texas, working with partners at the national, state, and local levels to address veteran-specific issues including suicide prevention, veteran homelessness, peer support services, military-related traumas, the specific needs of women and rural veterans, and justice-involved veterans.
The Military Veteran Peer Network (MVPN) is comprised of TVC-Certified Peer Service Coordinators and peer volunteers placed within local mental health authorities across Texas, creating a peer-to-peer network for any service member, veteran, or family member. Peer support programs can benefit from focusing on shared experiences from the older veteran population. Older veterans also make extremely dedicated volunteers.
The Justice Involved Veteran Program aims to improve veteran services across the entire criminal justice continuum. Older veterans may have different legal and social service needs compared to younger veterans. Tailoring programs to address issues such as age-related health problems and long-term effects of military service can be beneficial.
TVC's Homeless Veteran Initiative aims to reduce veteran homelessness in both urban and rural settings across Texas. Older people who face homelessness may have more complex health and social needs. This program considers the physical and mental health challenges that come with aging, alongside the impacts of long-term homelessness.
Provider Training offers mental health professionals and veteran stakeholders no-cost training, technical assistance, and continuing education to promote military cultural competency. Additionally, VMHD oversees a team of licensed Rural Veteran Counselors focused on providing evidence-based treatments to trauma affected veterans and their families living in rural areas across Texas. Many older veterans live in rural areas where access to healthcare and mental health services can be limited. Providing telehealth services can help bridge this gap.
Local communities and faith-based organizations can provide older veterans with a sense of belonging and support, which is crucial for their mental well-being. These partnerships can help identify and address the unique needs of older veterans, such as mobility issues and social isolation.
The TVC Women Veterans Program is dedicated to educating and informing women veterans about the benefits and services they have earned, while also advocating on their behalf.
There are many women who served in the military who do not identify as veterans and have never claimed their benefits. Our commitment is to empower older women veterans and their families, ensuring they receive the support and recognition they deserve.
We have an online Women Veterans Registry where all women veterans can upload their profiles, including a photo, branch and dates of service and a short synopsis of their military career.
We celebrate Women Veterans Day on June 12. All women veterans across the state are encouraged to participate in local Women Veterans Day activities, as well as the annual TVC event.